About 2PieToFI
Who Am I?
Hey there! I’m Sam—an IT professional by day and a finance enthusiast by passion. With a background in tech and a love for breaking down complex topics, I started 2PieToFI to make personal finance accessible, relatable, and actionable for everyday people.
Originally from South India and now living in Melbourne with my wife and two boys, I’ve spent years navigating the corporate world while trying to figure out how money really works—beyond just earning and spending it. Like many, I once assumed working hard and climbing the corporate ladder would secure my financial future. But reality hit when I realised that promotions don’t always come with pay raises, companies don’t have our financial best interests at heart, and financial freedom doesn’t just “happen”—it’s built, step by step.
Why 2PieToFI?
The name 2PieToFI is inspired by the idea that financial independence (FI) isn’t just about one thing—it’s about balancing different financial “pies.” Some people focus only on earning, others on saving, and some on investing. But true financial well-being comes from mastering all three. 2 Pie is a mathematical derivation for 360 degrees of being well rounded.
I started this publication to share what I’ve learned (and continue to learn) about money - earning smarter, saving better, and investing wisely. This is NOT a get-rich-quick blog. I write about real, practical strategies that anyone - whether you're just starting out or approaching retirement - can use to take control of their finances.
Who Is This For?
Starter Sarah – A young professional figuring out money beyond just earning a paycheck.
Retiring Richard – Someone approaching retirement, making sure their finances are set.
Middle-Aged Michael (Maybe You?) – A working professional juggling family, career, and financial goals, wondering if they’re truly on the right path.
If you’ve ever felt like you’re working hard but not making real financial progress, this newsletter is for you. I’ve been there. My goal is to help you avoid the mistakes I made, make informed financial choices, and ultimately, build a life where money serves you - not the other way around.
What You’ll Get Here
🔹 Practical, No-Nonsense Financial Advice – No fluff, no jargon - just real insights from someone who’s walking the talk.
🔹 Personal Stories & Lessons – I share what’s worked for me (and what hasn’t) so you can learn from my experiences.
🔹 Actionable Steps – I don’t just talk about money; I show you how to take real steps toward financial clarity and independence.
🔹 Tools & Resources – Net worth tracking templates, book recommendations, and financial insights that you can actually use.
Let’s Build Financial Clarity Together
Money shouldn’t be a source of stress - it should be a tool to create the life you want. If you’re ready to take control of your finances and start making every dollar work for you, subscribe to 2PieToFI.
📩 Subscribe now and let’s start your journey to financial clarity!
